Call reports 2009
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2009
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,126,579,000 | 1,157,408,000 | 1,139,171,000 | 1,121,795,000 |
| Total loans | 734,363,000 | 735,512,000 | 718,106,000 | 628,484,000 |
| Allowance for loan losses | 16,633,000 | 17,245,000 | 16,685,000 | 14,114,000 |
| Securities available for sale | 328,741,000 | 304,767,000 | 288,094,000 | 350,822,000 |
| Securities held to maturity | 13,293,000 | 13,954,000 | 13,653,000 | 13,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,946,000 | 814,553,000 | 780,806,000 | 798,712,000 |
| Interest-bearing deposits | 569,200,000 | 652,341,000 | 633,559,000 | 620,949,000 |
| Noninterest-bearing deposits | 183,746,000 | 162,212,000 | 147,247,000 | 177,763,000 |
| Equity capital | 104,113,000 | 102,659,000 | 124,061,000 | 125,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,239,000 | 26,674,000 | 39,360,000 | 51,978,000 |
| Interest expense | 5,402,000 | 10,521,000 | 15,160,000 | 19,594,000 |
| Net interest income | 7,837,000 | 16,153,000 | 24,200,000 | 32,384,000 |
| Noninterest income | 3,433,000 | 6,882,000 | 10,152,000 | 13,212,000 |
| Noninterest expense | 8,328,000 | 16,771,000 | 24,787,000 | 31,890,000 |
| Provision for loan losses | 8,400,000 | 9,700,000 | 10,300,000 | 12,952,000 |
| Pretax income | -5,458,000 | -3,436,000 | -735,000 | 754,000 |
| Income tax | -2,104,000 | -1,630,000 | -935,000 | -712,000 |
| Net income | -3,354,000 | -1,806,000 | 200,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,099,000 | 97,840,000 | 116,527,000 | 117,740,000 |
| Total capital | 106,648,000 | 107,354,000 | 125,802,000 | 126,490,000 |
| Risk-weighted assets | 756,866,000 | 753,254,000 | 734,637,000 | 694,715,000 |