Call reports 2007
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2007
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 891,831,000 | 990,537,000 | 1,036,437,000 | 1,144,512,000 |
| Total loans | 634,144,000 | 689,571,000 | 747,274,000 | 810,043,000 |
| Allowance for loan losses | 8,087,000 | 8,677,000 | 8,689,000 | 8,382,000 |
| Securities available for sale | 181,573,000 | 207,445,000 | 204,472,000 | 236,323,000 |
| Securities held to maturity | 9,561,000 | 10,732,000 | 13,016,000 | 13,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,897,000 | 666,783,000 | 643,206,000 | 680,705,000 |
| Interest-bearing deposits | 493,860,000 | 548,494,000 | 533,508,000 | 532,920,000 |
| Noninterest-bearing deposits | 100,037,000 | 118,289,000 | 109,698,000 | 147,785,000 |
| Equity capital | 83,121,000 | 91,977,000 | 93,932,000 | 86,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,669,000 | 30,435,000 | 45,727,000 | 61,189,000 |
| Interest expense | 7,870,000 | 16,433,000 | 24,630,000 | 32,557,000 |
| Net interest income | 6,799,000 | 14,002,000 | 21,097,000 | 28,632,000 |
| Noninterest income | 3,080,000 | 6,274,000 | 9,683,000 | 13,687,000 |
| Noninterest expense | 6,966,000 | 14,585,000 | 22,247,000 | 29,964,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 2,913,000 | 5,691,000 | 8,533,000 | 12,055,000 |
| Income tax | 794,000 | 1,348,000 | 2,044,000 | 2,988,000 |
| Net income | 2,119,000 | 4,343,000 | 6,489,000 | 9,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,333,000 | 92,951,000 | 94,164,000 | 85,467,000 |
| Total capital | 91,420,000 | 101,628,000 | 102,853,000 | 93,849,000 |
| Risk-weighted assets | 648,484,000 | 712,522,000 | 727,978,000 | 755,434,000 |