Call reports 2006
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2006
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 853,341,000 | 855,817,000 | 892,423,000 | 961,262,000 |
| Total loans | 566,220,000 | 573,708,000 | 625,804,000 | 688,879,000 |
| Allowance for loan losses | 8,038,000 | 8,019,000 | 8,038,000 | 8,074,000 |
| Securities available for sale | 197,140,000 | 190,922,000 | 178,928,000 | 184,049,000 |
| Securities held to maturity | 7,798,000 | 9,106,000 | 8,911,000 | 9,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,850,000 | 585,101,000 | 564,973,000 | 601,828,000 |
| Interest-bearing deposits | 510,955,000 | 452,052,000 | 446,750,000 | 458,537,000 |
| Noninterest-bearing deposits | 125,895,000 | 133,049,000 | 118,223,000 | 143,291,000 |
| Equity capital | 73,723,000 | 74,421,000 | 78,557,000 | 81,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,902,000 | 25,064,000 | 37,859,000 | 51,683,000 |
| Interest expense | 6,259,000 | 12,123,000 | 18,699,000 | 25,673,000 |
| Net interest income | 6,643,000 | 12,941,000 | 19,160,000 | 26,010,000 |
| Noninterest income | 2,858,000 | 5,884,000 | 8,912,000 | 12,749,000 |
| Noninterest expense | 6,608,000 | 13,249,000 | 19,981,000 | 26,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,893,000 | 5,576,000 | 8,091,000 | 11,879,000 |
| Income tax | 792,000 | 1,527,000 | 2,226,000 | 3,400,000 |
| Net income | 2,101,000 | 4,049,000 | 5,865,000 | 8,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,153,000 | 80,037,000 | 79,325,000 | 81,697,000 |
| Total capital | 83,580,000 | 87,651,000 | 86,939,000 | 89,771,000 |
| Risk-weighted assets | 592,764,000 | 608,380,000 | 608,756,000 | 645,303,000 |