Call reports 2004
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2004
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 781,758,000 | 780,819,000 | 801,170,000 | 861,988,000 |
| Total loans | 487,503,000 | 493,976,000 | 539,816,000 | 589,183,000 |
| Allowance for loan losses | 7,508,000 | 7,535,000 | 7,606,000 | 7,562,000 |
| Securities available for sale | 220,104,000 | 198,763,000 | 175,039,000 | 180,886,000 |
| Securities held to maturity | 4,951,000 | 5,211,000 | 5,078,000 | 4,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,448,000 | 496,088,000 | 497,032,000 | 520,037,000 |
| Interest-bearing deposits | 361,852,000 | 367,617,000 | 370,192,000 | 377,130,000 |
| Noninterest-bearing deposits | 121,596,000 | 128,471,000 | 126,840,000 | 142,906,000 |
| Equity capital | 70,795,000 | 68,541,000 | 71,901,000 | 73,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,565,000 | 18,177,000 | 27,226,000 | 36,737,000 |
| Interest expense | 3,342,000 | 6,563,000 | 9,984,000 | 13,560,000 |
| Net interest income | 6,223,000 | 11,614,000 | 17,242,000 | 23,177,000 |
| Noninterest income | 2,808,000 | 5,787,000 | 8,654,000 | 11,925,000 |
| Noninterest expense | 6,297,000 | 12,796,000 | 19,120,000 | 25,021,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 3,011,000 | 4,882,000 | 7,745,000 | 11,050,000 |
| Income tax | 886,000 | 1,406,000 | 2,169,000 | 3,050,000 |
| Net income | 2,125,000 | 3,476,000 | 5,576,000 | 8,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,507,000 | 68,648,000 | 70,477,000 | 72,632,000 |
| Total capital | 73,773,000 | 75,137,000 | 77,042,000 | 79,556,000 |
| Risk-weighted assets | 500,057,000 | 518,045,000 | 523,394,000 | 553,276,000 |