Call reports 2003
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2003
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 707,498,000 | 727,243,000 | 764,644,000 | 866,244,000 |
| Total loans | 451,227,000 | 468,700,000 | 508,973,000 | 559,087,000 |
| Allowance for loan losses | 7,043,000 | 7,284,000 | 7,550,000 | 7,259,000 |
| Securities available for sale | 181,871,000 | 167,188,000 | 169,315,000 | 211,662,000 |
| Securities held to maturity | 4,528,000 | 4,528,000 | 4,453,000 | 4,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,543,000 | 487,283,000 | 475,441,000 | 494,134,000 |
| Interest-bearing deposits | 333,252,000 | 336,898,000 | 349,715,000 | 353,322,000 |
| Noninterest-bearing deposits | 122,291,000 | 150,385,000 | 125,726,000 | 140,812,000 |
| Equity capital | 63,242,000 | 65,686,000 | 65,702,000 | 68,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,712,000 | 17,576,000 | 26,061,000 | 35,204,000 |
| Interest expense | 3,307,000 | 6,624,000 | 9,888,000 | 12,992,000 |
| Net interest income | 5,405,000 | 10,952,000 | 16,173,000 | 22,212,000 |
| Noninterest income | 3,013,000 | 6,142,000 | 9,359,000 | 12,103,000 |
| Noninterest expense | 6,310,000 | 12,529,000 | 18,502,000 | 23,454,000 |
| Provision for loan losses | 375,000 | 700,000 | 800,000 | 800,000 |
| Pretax income | 1,733,000 | 3,865,000 | 6,250,000 | 10,081,000 |
| Income tax | 437,000 | 1,027,000 | 1,673,000 | 2,712,000 |
| Net income | 1,296,000 | 2,838,000 | 4,577,000 | 7,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,254,000 | 61,586,000 | 63,115,000 | 65,697,000 |
| Total capital | 66,236,000 | 67,506,000 | 69,179,000 | 72,100,000 |
| Risk-weighted assets | 477,505,000 | 472,258,000 | 483,586,000 | 511,360,000 |