Call reports 2002
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2002
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 663,006,000 | 666,762,000 | 675,117,000 | 692,426,000 |
| Total loans | 408,094,000 | 430,167,000 | 442,902,000 | 442,333,000 |
| Allowance for loan losses | 5,541,000 | 5,708,000 | 6,001,000 | 6,716,000 |
| Securities available for sale | 159,040,000 | 159,602,000 | 133,661,000 | 157,740,000 |
| Securities held to maturity | 4,312,000 | 4,871,000 | 4,791,000 | 5,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,470,000 | 451,687,000 | 437,171,000 | 466,745,000 |
| Interest-bearing deposits | 343,204,000 | 329,211,000 | 307,184,000 | 313,616,000 |
| Noninterest-bearing deposits | 113,266,000 | 122,476,000 | 129,987,000 | 153,129,000 |
| Equity capital | 53,865,000 | 58,197,000 | 61,215,000 | 62,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,655,000 | 18,058,000 | 27,441,000 | 36,467,000 |
| Interest expense | 3,487,000 | 7,170,000 | 10,868,000 | 14,436,000 |
| Net interest income | 5,168,000 | 10,888,000 | 16,573,000 | 22,031,000 |
| Noninterest income | 3,206,000 | 6,984,000 | 10,182,000 | 13,818,000 |
| Noninterest expense | 6,396,000 | 12,933,000 | 19,451,000 | 26,062,000 |
| Provision for loan losses | 275,000 | 875,000 | 1,425,000 | 2,565,000 |
| Pretax income | 2,097,000 | 4,458,000 | 7,595,000 | 8,938,000 |
| Income tax | 582,000 | 1,221,000 | 2,181,000 | 1,841,000 |
| Net income | 1,515,000 | 3,237,000 | 5,414,000 | 7,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,321,000 | 55,833,000 | 57,801,000 | 59,273,000 |
| Total capital | 59,862,000 | 61,538,000 | 63,626,000 | 65,229,000 |
| Risk-weighted assets | 445,091,000 | 456,589,000 | 465,908,000 | 475,725,000 |