Call reports 2001
FIRST NATIONAL BANK IN SIOUX FALLS, THE — 2001
What FIRST NATIONAL BANK IN SIOUX FALLS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 562,497,000 | 569,860,000 | 584,959,000 | 618,570,000 |
| Total loans | 365,119,000 | 376,577,000 | 382,314,000 | 379,727,000 |
| Allowance for loan losses | 5,197,000 | 5,260,000 | 5,286,000 | 5,332,000 |
| Securities available for sale | 100,784,000 | 124,166,000 | 115,136,000 | 149,658,000 |
| Securities held to maturity | 5,851,000 | 4,737,000 | 4,065,000 | 3,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,479,000 | 416,341,000 | 432,724,000 | 448,728,000 |
| Interest-bearing deposits | 314,675,000 | 321,296,000 | 318,845,000 | 305,732,000 |
| Noninterest-bearing deposits | 94,804,000 | 95,045,000 | 113,879,000 | 142,996,000 |
| Equity capital | 51,666,000 | 52,271,000 | 54,049,000 | 53,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,813,000 | 19,347,000 | 28,612,000 | 37,704,000 |
| Interest expense | 5,148,000 | 10,024,000 | 14,493,000 | 18,491,000 |
| Net interest income | 4,665,000 | 9,323,000 | 14,119,000 | 19,213,000 |
| Noninterest income | 3,081,000 | 6,313,000 | 9,607,000 | 12,860,000 |
| Noninterest expense | 5,998,000 | 12,037,000 | 18,685,000 | 25,596,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,894,000 | 3,910,000 | 5,384,000 | 6,751,000 |
| Income tax | 564,000 | 1,206,000 | 1,629,000 | 1,902,000 |
| Net income | 1,330,000 | 2,704,000 | 3,755,000 | 4,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,128,000 | 51,291,000 | 52,133,000 | 53,016,000 |
| Total capital | 55,325,000 | 56,551,000 | 57,419,000 | 58,348,000 |
| Risk-weighted assets | 424,517,000 | 441,328,000 | 431,534,000 | 429,933,000 |