Call report 2009Q4
DESERT COMMUNITY BANK — 2009Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,621,000 | USD | evidence → |
| Total loans | 81,088,000 | USD | evidence → |
| Allowance for loan losses | 2,900,000 | USD | evidence → |
| Securities available for sale | 72,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,539,000 | USD | evidence → |
| Interest-bearing deposits | 67,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,074,000 | USD | evidence → |
| Equity capital | 6,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,424,000 | USD | evidence → |
| Interest expense | 1,772,000 | USD | evidence → |
| Net interest income | 3,652,000 | USD | evidence → |
| Noninterest income | -261,000 | USD | evidence → |
| Noninterest expense | 3,232,000 | USD | evidence → |
| Provision for loan losses | 4,414,000 | USD | evidence → |
| Pretax income | -4,255,000 | USD | evidence → |
| Income tax | -1,440,000 | USD | evidence → |
| Net income | -2,815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,634,000 | USD | evidence → |
| Total capital | 6,702,000 | USD | evidence → |
| Risk-weighted assets | 83,573,000 | USD | evidence → |