Call report 2005Q4
DESERT COMMUNITY BANK — 2005Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,907,000 | USD | evidence → |
| Total loans | 71,381,000 | USD | evidence → |
| Allowance for loan losses | 830,000 | USD | evidence → |
| Securities available for sale | 65,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,242,000 | USD | evidence → |
| Interest-bearing deposits | 44,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,764,000 | USD | evidence → |
| Equity capital | 7,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,512,000 | USD | evidence → |
| Interest expense | 1,400,000 | USD | evidence → |
| Net interest income | 4,112,000 | USD | evidence → |
| Noninterest income | 237,000 | USD | evidence → |
| Noninterest expense | 2,630,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 1,614,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 1,061,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,744,000 | USD | evidence → |
| Total capital | 7,574,000 | USD | evidence → |
| Risk-weighted assets | 70,999,000 | USD | evidence → |