Call report 2005Q2
DESERT COMMUNITY BANK — 2005Q2
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,044,000 | USD | evidence → |
| Total loans | 70,571,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 64,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,900,000 | USD | evidence → |
| Interest-bearing deposits | 48,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,464,000 | USD | evidence → |
| Equity capital | 7,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,611,000 | USD | evidence → |
| Interest expense | 586,000 | USD | evidence → |
| Net interest income | 2,025,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 1,255,000 | USD | evidence → |
| Provision for loan losses | 96,000 | USD | evidence → |
| Pretax income | 769,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,338,000 | USD | evidence → |
| Total capital | 7,158,000 | USD | evidence → |
| Risk-weighted assets | 70,013,000 | USD | evidence → |