Call report 2002Q4
DESERT COMMUNITY BANK — 2002Q4
The 22 measures DESERT COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,167,000 | USD | evidence → |
| Total loans | 43,351,000 | USD | evidence → |
| Allowance for loan losses | 675,000 | USD | evidence → |
| Securities available for sale | 5,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,935,000 | USD | evidence → |
| Interest-bearing deposits | 39,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,157,000 | USD | evidence → |
| Equity capital | 5,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,049,000 | USD | evidence → |
| Interest expense | 1,510,000 | USD | evidence → |
| Net interest income | 2,539,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 2,002,000 | USD | evidence → |
| Provision for loan losses | 351,000 | USD | evidence → |
| Pretax income | 321,000 | USD | evidence → |
| Income tax | 112,000 | USD | evidence → |
| Net income | 209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,130,000 | USD | evidence → |
| Total capital | 5,705,000 | USD | evidence → |
| Risk-weighted assets | 45,879,000 | USD | evidence → |