Call reports 2019
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2019
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 17,906,000 | 17,563,000 | 18,244,000 | 16,892,000 |
| Total loans | 9,431,000 | 9,289,000 | 9,070,000 | 8,710,000 |
| Allowance for loan losses | 272,000 | 273,000 | 281,000 | 278,000 |
| Securities available for sale | 1,865,000 | 1,618,000 | 1,538,000 | 1,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,221,000 | 16,178,000 | 17,070,000 | 15,962,000 |
| Interest-bearing deposits | 8,959,000 | 8,752,000 | 8,841,000 | 8,252,000 |
| Noninterest-bearing deposits | 7,262,000 | 7,426,000 | 8,229,000 | 7,710,000 |
| Equity capital | 1,610,000 | 1,299,000 | 1,108,000 | 871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 372,000 | 558,000 | 722,000 |
| Interest expense | 2,000 | 5,000 | 6,000 | 8,000 |
| Net interest income | 189,000 | 367,000 | 552,000 | 714,000 |
| Noninterest income | 29,000 | 96,000 | 160,000 | 218,000 |
| Noninterest expense | 489,000 | 1,198,000 | 1,638,000 | 2,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -271,000 | -735,000 | -926,000 | -1,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -271,000 | -735,000 | -926,000 | -1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,611,000 | 1,292,000 | 1,101,000 | 864,000 |
| Total capital | 1,720,000 | 1,414,000 | 1,222,000 | 978,000 |
| Risk-weighted assets | 8,603,000 | 9,643,000 | 9,554,000 | 9,003,000 |