Call reports 2018
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2018
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 18,686,000 | 18,873,000 | 18,161,000 | 18,522,000 |
| Total loans | 12,201,000 | 11,724,000 | 11,529,000 | 10,905,000 |
| Allowance for loan losses | 183,000 | 196,000 | 196,000 | 314,000 |
| Securities available for sale | 1,831,000 | 1,830,000 | 1,744,000 | 1,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,703,000 | 16,925,000 | 16,290,000 | 16,727,000 |
| Interest-bearing deposits | 10,367,000 | 9,355,000 | 9,265,000 | 7,075,000 |
| Noninterest-bearing deposits | 6,336,000 | 7,570,000 | 7,025,000 | 9,652,000 |
| Equity capital | 1,904,000 | 1,864,000 | 1,787,000 | 1,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 340,000 | 515,000 | 695,000 |
| Interest expense | 4,000 | 5,000 | 8,000 | 10,000 |
| Net interest income | 165,000 | 335,000 | 507,000 | 685,000 |
| Noninterest income | 203,000 | 193,000 | 263,000 | 178,000 |
| Noninterest expense | 245,000 | 491,000 | 1,016,000 | 1,336,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 21,000 |
| Pretax income | 113,000 | 17,000 | -266,000 | -494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 17,000 | -266,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,910,000 | 1,870,000 | 1,792,000 | 1,762,000 |
| Total capital | 2,047,000 | 1,997,000 | 1,916,000 | 1,917,000 |
| Risk-weighted assets | 10,903,000 | 10,129,000 | 9,864,000 | 12,242,000 |