Call reports 2017
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2017
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 20,677,000 | 19,520,000 | 18,638,000 | 17,451,000 |
| Total loans | 12,792,000 | 12,702,000 | 12,169,000 | 12,211,000 |
| Allowance for loan losses | 188,000 | 165,000 | 133,000 | 173,000 |
| Securities available for sale | 1,856,000 | 1,856,000 | 1,849,000 | 1,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,935,000 | 18,393,000 | 17,671,000 | 16,590,000 |
| Interest-bearing deposits | 11,322,000 | 10,130,000 | 10,681,000 | 10,563,000 |
| Noninterest-bearing deposits | 7,613,000 | 8,263,000 | 6,990,000 | 6,027,000 |
| Equity capital | 1,690,000 | 1,067,000 | 898,000 | 784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 343,000 | 521,000 | 685,000 |
| Interest expense | 6,000 | 11,000 | 14,000 | 16,000 |
| Net interest income | 164,000 | 332,000 | 507,000 | 669,000 |
| Noninterest income | 43,000 | 97,000 | 132,000 | 169,000 |
| Noninterest expense | 267,000 | 492,000 | 755,000 | 1,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 41,000 |
| Pretax income | -60,000 | -63,000 | -116,000 | -228,000 |
| Income tax | 0 | 620,000 | 732,000 | 732,000 |
| Net income | -60,000 | -683,000 | -848,000 | -960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,080,000 | 1,067,000 | 902,000 | 784,000 |
| Total capital | 1,226,000 | 1,215,000 | 1,038,000 | 918,000 |
| Risk-weighted assets | 11,527,000 | 11,873,000 | 10,921,000 | 10,716,000 |