Call reports 2016
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2016
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,545,000 | 19,692,000 | 21,103,000 | 19,868,000 |
| Total loans | 13,685,000 | 13,374,000 | 12,871,000 | 12,745,000 |
| Allowance for loan losses | 189,000 | 189,000 | 190,000 | 188,000 |
| Securities available for sale | 1,254,000 | 1,853,000 | 1,842,000 | 1,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,589,000 | 17,717,000 | 19,167,000 | 18,058,000 |
| Interest-bearing deposits | 12,036,000 | 11,565,000 | 11,341,000 | 10,958,000 |
| Noninterest-bearing deposits | 6,553,000 | 6,152,000 | 7,826,000 | 7,100,000 |
| Equity capital | 1,917,000 | 1,918,000 | 1,857,000 | 1,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 361,000 | 544,000 | 707,000 |
| Interest expense | 8,000 | 15,000 | 21,000 | 28,000 |
| Net interest income | 172,000 | 346,000 | 523,000 | 679,000 |
| Noninterest income | 146,000 | 202,000 | 244,000 | 278,000 |
| Noninterest expense | 285,000 | 549,000 | 823,000 | 1,113,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | -27,000 | -61,000 | -116,000 | -216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -61,000 | -116,000 | -216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,311,000 | 1,281,000 | 1,228,000 | 1,134,000 |
| Total capital | 1,455,000 | 1,420,000 | 1,377,000 | 1,281,000 |
| Risk-weighted assets | 11,234,000 | 10,775,000 | 11,665,000 | 11,456,000 |