Call reports 2015
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2015
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,293,000 | 20,656,000 | 21,329,000 | 21,423,000 |
| Total loans | 14,516,000 | 15,214,000 | 15,202,000 | 14,528,000 |
| Allowance for loan losses | 311,000 | 297,000 | 297,000 | 296,000 |
| Securities available for sale | 1,262,000 | 1,261,000 | 1,261,000 | 1,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,329,000 | 18,671,000 | 19,316,000 | 19,456,000 |
| Interest-bearing deposits | 12,404,000 | 12,302,000 | 13,063,000 | 12,904,000 |
| Noninterest-bearing deposits | 6,925,000 | 6,369,000 | 6,253,000 | 6,552,000 |
| Equity capital | 1,922,000 | 1,921,000 | 1,977,000 | 1,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 375,000 | 576,000 | 769,000 |
| Interest expense | 7,000 | 14,000 | 22,000 | 31,000 |
| Net interest income | 172,000 | 361,000 | 554,000 | 738,000 |
| Noninterest income | 17,000 | 84,000 | 211,000 | 282,000 |
| Noninterest expense | 263,000 | 520,000 | 784,000 | 1,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -74,000 | -75,000 | -19,000 | -55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -74,000 | -75,000 | -19,000 | -55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,755,000 | 1,755,000 | 1,395,000 | 1,365,000 |
| Total capital | 1,920,000 | 1,915,000 | 1,559,000 | 1,519,000 |
| Risk-weighted assets | 13,049,000 | 12,574,000 | 12,683,000 | 11,842,000 |