Call reports 2014
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2014
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 19,036,000 | 18,956,000 | 20,671,000 | 19,991,000 |
| Total loans | 12,989,000 | 13,480,000 | 13,354,000 | 13,014,000 |
| Allowance for loan losses | 472,000 | 406,000 | 399,000 | 395,000 |
| Securities available for sale | 1,265,000 | 1,270,000 | 1,262,000 | 1,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,171,000 | 17,081,000 | 18,791,000 | 17,953,000 |
| Interest-bearing deposits | 11,327,000 | 11,803,000 | 12,255,000 | 11,209,000 |
| Noninterest-bearing deposits | 5,844,000 | 5,278,000 | 6,536,000 | 6,744,000 |
| Equity capital | 1,832,000 | 1,841,000 | 1,811,000 | 1,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 366,000 | 548,000 | 730,000 |
| Interest expense | 8,000 | 15,000 | 21,000 | 31,000 |
| Net interest income | 165,000 | 351,000 | 527,000 | 699,000 |
| Noninterest income | 18,000 | 91,000 | 131,000 | 40,000 |
| Noninterest expense | 240,000 | 494,000 | 731,000 | 1,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -57,000 | -52,000 | -73,000 | -279,000 |
| Income tax | 0 | 0 | 0 | -77,000 |
| Net income | -57,000 | -52,000 | -73,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,501,000 | 1,508,000 | 1,486,000 | 1,620,000 |
| Total capital | 1,664,000 | 1,661,000 | 1,653,000 | 1,783,000 |
| Risk-weighted assets | 12,705,000 | 14,188,000 | 13,085,000 | 12,716,000 |