Call reports 2013
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2013
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,466,000 | 21,024,000 | 19,757,000 | 18,842,000 |
| Total loans | 14,215,000 | 13,955,000 | 13,840,000 | 12,870,000 |
| Allowance for loan losses | 438,000 | 470,000 | 475,000 | 478,000 |
| Securities available for sale | 1,025,000 | 1,008,000 | 1,170,000 | 1,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,974,000 | 18,782,000 | 17,451,000 | 16,884,000 |
| Interest-bearing deposits | 13,182,000 | 12,182,000 | 11,304,000 | 11,248,000 |
| Noninterest-bearing deposits | 6,792,000 | 6,600,000 | 6,147,000 | 5,636,000 |
| Equity capital | 2,446,000 | 2,165,000 | 1,895,000 | 1,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 374,000 | 562,000 | 738,000 |
| Interest expense | 13,000 | 23,000 | 32,000 | 42,000 |
| Net interest income | 175,000 | 351,000 | 530,000 | 696,000 |
| Noninterest income | 12,000 | -216,000 | -311,000 | -274,000 |
| Noninterest expense | 299,000 | 603,000 | 915,000 | 1,235,000 |
| Provision for loan losses | 33,000 | 103,000 | 103,000 | 103,000 |
| Pretax income | -145,000 | -571,000 | -799,000 | -916,000 |
| Income tax | -55,000 | -215,000 | -243,000 | -355,000 |
| Net income | -90,000 | -356,000 | -556,000 | -561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,081,000 | 2,057,000 | 1,699,000 | 1,558,000 |
| Total capital | 2,278,000 | 2,242,000 | 1,879,000 | 1,725,000 |
| Risk-weighted assets | 14,713,000 | 13,718,000 | 13,346,000 | 13,002,000 |