Call reports 2011
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2011
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,826,000 | 25,177,000 | 25,055,000 | 23,932,000 |
| Total loans | 16,938,000 | 16,283,000 | 14,859,000 | 14,360,000 |
| Allowance for loan losses | 766,000 | 764,000 | 634,000 | 666,000 |
| Securities available for sale | 1,071,000 | 1,079,000 | 1,005,000 | 1,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,546,000 | 22,110,000 | 21,986,000 | 20,888,000 |
| Interest-bearing deposits | 15,704,000 | 16,021,000 | 15,653,000 | 13,938,000 |
| Noninterest-bearing deposits | 6,842,000 | 6,089,000 | 6,333,000 | 6,950,000 |
| Equity capital | 3,207,000 | 2,964,000 | 2,974,000 | 3,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 465,000 | 744,000 | 958,000 |
| Interest expense | 34,000 | 59,000 | 86,000 | 107,000 |
| Net interest income | 208,000 | 406,000 | 658,000 | 851,000 |
| Noninterest income | 71,000 | -31,000 | -89,000 | -121,000 |
| Noninterest expense | 424,000 | 771,000 | 956,000 | 1,136,000 |
| Provision for loan losses | 56,000 | 56,000 | 56,000 | 86,000 |
| Pretax income | -201,000 | -452,000 | -443,000 | -492,000 |
| Income tax | -82,000 | -82,000 | -82,000 | -184,000 |
| Net income | -119,000 | -370,000 | -361,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,153,000 | 2,902,000 | 2,871,000 | 2,944,000 |
| Total capital | 3,418,000 | 3,148,000 | 3,107,000 | 3,176,000 |
| Risk-weighted assets | 19,921,000 | 19,352,000 | 18,350,000 | 17,364,000 |