Call reports 2010
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2010
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,416,000 | 27,460,000 | 26,318,000 | 27,435,000 |
| Total loans | 19,929,000 | 19,571,000 | 18,574,000 | 17,279,000 |
| Allowance for loan losses | 856,000 | 850,000 | 866,000 | 865,000 |
| Securities available for sale | 687,000 | 687,000 | 731,000 | 1,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,447,000 | 24,525,000 | 23,624,000 | 24,830,000 |
| Interest-bearing deposits | 18,053,000 | 17,648,000 | 16,885,000 | 17,620,000 |
| Noninterest-bearing deposits | 7,394,000 | 6,877,000 | 6,739,000 | 7,210,000 |
| Equity capital | 2,945,000 | 2,883,000 | 2,669,000 | 2,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 618,000 | 921,000 | 1,184,000 |
| Interest expense | 65,000 | 119,000 | 165,000 | 205,000 |
| Net interest income | 240,000 | 499,000 | 756,000 | 979,000 |
| Noninterest income | 31,000 | 127,000 | 216,000 | 284,000 |
| Noninterest expense | 335,000 | 750,000 | 1,195,000 | 1,582,000 |
| Provision for loan losses | 274,000 | 274,000 | 389,000 | 389,000 |
| Pretax income | -338,000 | -398,000 | -612,000 | -708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -338,000 | -398,000 | -612,000 | -708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,937,000 | 2,877,000 | 2,662,000 | 2,567,000 |
| Total capital | 3,231,000 | 3,155,000 | 2,943,000 | 2,841,000 |
| Risk-weighted assets | 22,229,000 | 21,659,000 | 21,124,000 | 20,596,000 |