Call reports 2002
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2002
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,639,000 | 27,151,000 | 28,076,000 | 27,245,000 |
| Total loans | 19,660,000 | 20,726,000 | 21,275,000 | 21,598,000 |
| Allowance for loan losses | 214,000 | 225,000 | 212,000 | 189,000 |
| Securities available for sale | 1,116,000 | 1,125,000 | 1,129,000 | 1,026,000 |
| Securities held to maturity | 158,000 | 157,000 | 111,000 | 111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,863,000 | 23,703,000 | 25,520,000 | 24,708,000 |
| Interest-bearing deposits | 16,268,000 | 16,242,000 | 18,141,000 | 17,512,000 |
| Noninterest-bearing deposits | 6,595,000 | 7,461,000 | 7,379,000 | 7,196,000 |
| Equity capital | 2,134,000 | 2,218,000 | 2,298,000 | 2,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 959,000 | 1,456,000 | 1,990,000 |
| Interest expense | 116,000 | 230,000 | 336,000 | 428,000 |
| Net interest income | 341,000 | 729,000 | 1,120,000 | 1,562,000 |
| Noninterest income | 79,000 | 166,000 | 263,000 | 353,000 |
| Noninterest expense | 315,000 | 654,000 | 1,002,000 | 1,362,000 |
| Provision for loan losses | 23,000 | 38,000 | 53,000 | 68,000 |
| Pretax income | 82,000 | 203,000 | 328,000 | 485,000 |
| Income tax | 30,000 | 73,000 | 120,000 | 144,000 |
| Net income | 52,000 | 130,000 | 208,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,122,000 | 2,202,000 | 2,279,000 | 2,307,000 |
| Total capital | 2,336,000 | 2,427,000 | 2,491,000 | 2,496,000 |
| Risk-weighted assets | 18,478,000 | 19,533,000 | 20,185,000 | 20,442,000 |