Call reports 2001
FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION — 2001
What FIRST CITIZENS BANK OF POLSON, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,834,000 | 25,463,000 | 25,596,000 | 24,864,000 |
| Total loans | 15,012,000 | 15,665,000 | 16,166,000 | 19,438,000 |
| Allowance for loan losses | 180,000 | 197,000 | 222,000 | 247,000 |
| Securities available for sale | 1,826,000 | 2,032,000 | 2,267,000 | 1,134,000 |
| Securities held to maturity | 401,000 | 200,000 | 174,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,367,000 | 22,936,000 | 22,959,000 | 22,072,000 |
| Interest-bearing deposits | 14,928,000 | 15,614,000 | 16,690,000 | 16,016,000 |
| Noninterest-bearing deposits | 5,439,000 | 7,322,000 | 6,268,000 | 6,056,000 |
| Equity capital | 1,966,000 | 2,020,000 | 2,090,000 | 2,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 897,000 | 1,378,000 | 1,886,000 |
| Interest expense | 157,000 | 314,000 | 473,000 | 616,000 |
| Net interest income | 283,000 | 583,000 | 905,000 | 1,270,000 |
| Noninterest income | 80,000 | 179,000 | 238,000 | 328,000 |
| Noninterest expense | 342,000 | 666,000 | 948,000 | 1,271,000 |
| Provision for loan losses | 12,000 | 37,000 | 71,000 | 88,000 |
| Pretax income | 9,000 | 59,000 | 124,000 | 239,000 |
| Income tax | -18,000 | -18,000 | -1,000 | 30,000 |
| Net income | 27,000 | 77,000 | 125,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,932,000 | 1,995,000 | 2,045,000 | 2,070,000 |
| Total capital | 2,112,000 | 2,192,000 | 2,262,000 | 2,312,000 |
| Risk-weighted assets | 16,446,000 | 17,313,000 | 17,332,000 | 19,348,000 |