Call reports 2026
PATRIOTS BANK — 2026
What PATRIOTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 270,568,000 | 268,819,000 |
| Total loans | 208,716,000 | 204,887,000 |
| Allowance for loan losses | 2,124,000 | 2,214,000 |
| Securities available for sale | 23,207,000 | 23,818,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 240,960,000 | 233,416,000 |
| Interest-bearing deposits | 202,070,000 | 195,549,000 |
| Noninterest-bearing deposits | 38,890,000 | 37,867,000 |
| Equity capital | 23,408,000 | 23,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,531,000 | 8,940,000 |
| Interest expense | 1,479,000 | 2,935,000 |
| Net interest income | 3,052,000 | 6,005,000 |
| Noninterest income | 202,000 | 403,000 |
| Noninterest expense | 1,813,000 | 3,734,000 |
| Provision for loan losses | 100,000 | 190,000 |
| Pretax income | 1,341,000 | 2,484,000 |
| Income tax | 16,000 | 70,000 |
| Net income | 1,325,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,070,000 | 25,001,000 |
| Total capital | 27,194,000 | — |
| Risk-weighted assets | 215,569,000 | — |