Call reports 2019
PATRIOTS BANK — 2019
What PATRIOTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,293,000 | 125,876,000 | 125,802,000 | 127,607,000 |
| Total loans | 90,499,000 | 93,504,000 | 91,838,000 | 93,281,000 |
| Allowance for loan losses | 904,000 | 933,000 | 947,000 | 962,000 |
| Securities available for sale | 20,411,000 | 19,704,000 | 18,732,000 | 18,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,482,000 | 108,557,000 | 107,939,000 | 109,748,000 |
| Interest-bearing deposits | 89,268,000 | 88,317,000 | 86,288,000 | 90,426,000 |
| Noninterest-bearing deposits | 18,214,000 | 20,240,000 | 21,651,000 | 19,322,000 |
| Equity capital | 12,136,000 | 12,541,000 | 12,948,000 | 13,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,987,000 | 4,527,000 | 6,116,000 |
| Interest expense | 224,000 | 477,000 | 739,000 | 995,000 |
| Net interest income | 1,213,000 | 2,510,000 | 3,788,000 | 5,121,000 |
| Noninterest income | 144,000 | 333,000 | 516,000 | 717,000 |
| Noninterest expense | 1,020,000 | 2,035,000 | 3,138,000 | 4,342,000 |
| Provision for loan losses | 14,000 | 44,000 | 63,000 | 78,000 |
| Pretax income | 321,000 | 762,000 | 1,104,000 | 1,419,000 |
| Income tax | 4,000 | 23,000 | 38,000 | 51,000 |
| Net income | 317,000 | 739,000 | 1,066,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,227,000 | 12,437,000 | 12,764,000 | 12,984,000 |
| Total capital | 13,131,000 | 13,370,000 | 13,711,000 | 13,946,000 |
| Risk-weighted assets | 95,993,000 | 99,415,000 | 98,728,000 | 100,242,000 |