Call reports 2018
PATRIOTS BANK — 2018
What PATRIOTS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,142,000 | 118,163,000 | 121,571,000 | 122,728,000 |
| Total loans | 80,104,000 | 85,475,000 | 90,532,000 | 87,941,000 |
| Allowance for loan losses | 857,000 | 859,000 | 875,000 | 890,000 |
| Securities available for sale | 23,253,000 | 22,360,000 | 21,387,000 | 21,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,542,000 | 100,287,000 | 100,975,000 | 106,171,000 |
| Interest-bearing deposits | 81,348,000 | 82,007,000 | 80,207,000 | 85,194,000 |
| Noninterest-bearing deposits | 17,194,000 | 18,280,000 | 20,768,000 | 20,977,000 |
| Equity capital | 10,860,000 | 10,893,000 | 11,148,000 | 11,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,484,000 | 3,874,000 | 5,328,000 |
| Interest expense | 111,000 | 243,000 | 400,000 | 605,000 |
| Net interest income | 1,091,000 | 2,241,000 | 3,474,000 | 4,723,000 |
| Noninterest income | 157,000 | 338,000 | 499,000 | 688,000 |
| Noninterest expense | 919,000 | 1,875,000 | 2,861,000 | 3,948,000 |
| Provision for loan losses | 7,000 | 17,000 | 33,000 | 49,000 |
| Pretax income | 323,000 | 695,000 | 1,087,000 | 1,422,000 |
| Income tax | 8,000 | 24,000 | 41,000 | 56,000 |
| Net income | 315,000 | 671,000 | 1,046,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,333,000 | 11,368,000 | 11,743,000 | 11,910,000 |
| Total capital | 12,190,000 | 12,227,000 | 12,618,000 | 12,800,000 |
| Risk-weighted assets | 84,813,000 | 92,746,000 | 95,343,000 | 94,010,000 |