Call reports 2017
PATRIOTS BANK — 2017
What PATRIOTS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,302,000 | 106,631,000 | 109,684,000 | 112,832,000 |
| Total loans | 67,917,000 | 71,527,000 | 69,919,000 | 72,495,000 |
| Allowance for loan losses | 846,000 | 854,000 | 851,000 | 850,000 |
| Securities available for sale | 24,999,000 | 25,147,000 | 25,894,000 | 27,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,141,000 | 93,190,000 | 95,920,000 | 96,789,000 |
| Interest-bearing deposits | 76,065,000 | 76,320,000 | 78,291,000 | 79,353,000 |
| Noninterest-bearing deposits | 19,076,000 | 16,870,000 | 17,629,000 | 17,436,000 |
| Equity capital | 10,577,000 | 10,779,000 | 11,037,000 | 10,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,211,000 | 3,370,000 | 4,547,000 |
| Interest expense | 73,000 | 155,000 | 242,000 | 333,000 |
| Net interest income | 1,000,000 | 2,056,000 | 3,128,000 | 4,214,000 |
| Noninterest income | 141,000 | 311,000 | 477,000 | 647,000 |
| Noninterest expense | 853,000 | 1,744,000 | 2,632,000 | 3,563,000 |
| Provision for loan losses | 1,000 | 0 | 0 | 1,000 |
| Pretax income | 288,000 | 624,000 | 975,000 | 1,301,000 |
| Income tax | -6,000 | 8,000 | 23,000 | 38,000 |
| Net income | 294,000 | 616,000 | 952,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,615,000 | 10,516,000 | 10,857,000 | 11,018,000 |
| Total capital | 11,461,000 | 11,370,000 | 11,708,000 | 11,868,000 |
| Risk-weighted assets | 71,793,000 | 76,637,000 | 75,360,000 | 77,597,000 |