Call reports 2011
PATRIOTS BANK — 2011
What PATRIOTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,094,000 | 94,024,000 | 92,729,000 | 92,397,000 |
| Total loans | 59,109,000 | 56,866,000 | 56,215,000 | 55,295,000 |
| Allowance for loan losses | 1,559,000 | 952,000 | 794,000 | 737,000 |
| Securities available for sale | 20,244,000 | 27,140,000 | 28,396,000 | 28,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,101,000 | 83,150,000 | 81,567,000 | 81,501,000 |
| Interest-bearing deposits | 72,222,000 | 70,698,000 | 69,609,000 | 68,745,000 |
| Noninterest-bearing deposits | 11,879,000 | 12,452,000 | 11,958,000 | 12,756,000 |
| Equity capital | 8,009,000 | 8,248,000 | 8,626,000 | 8,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,040,000 | 3,044,000 | 4,030,000 |
| Interest expense | 191,000 | 376,000 | 538,000 | 687,000 |
| Net interest income | 830,000 | 1,664,000 | 2,506,000 | 3,343,000 |
| Noninterest income | 144,000 | 352,000 | 562,000 | 757,000 |
| Noninterest expense | 847,000 | 1,702,000 | 2,532,000 | 3,371,000 |
| Provision for loan losses | 578,000 | 581,000 | 579,000 | 579,000 |
| Pretax income | -451,000 | -236,000 | 11,000 | 203,000 |
| Income tax | 2,000 | -14,000 | -4,000 | 4,000 |
| Net income | -453,000 | -222,000 | 15,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,657,000 | 7,745,000 | 7,988,000 | 8,178,000 |
| Total capital | 8,424,000 | 8,496,000 | 8,730,000 | 8,915,000 |
| Risk-weighted assets | 60,589,000 | 59,875,000 | 59,320,000 | 59,471,000 |