Call reports 2010
PATRIOTS BANK — 2010
What PATRIOTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,178,000 | 91,529,000 | 90,565,000 | 90,394,000 |
| Total loans | 67,410,000 | 64,266,000 | 63,887,000 | 62,415,000 |
| Allowance for loan losses | 973,000 | 962,000 | 981,000 | 981,000 |
| Securities available for sale | 15,064,000 | 17,752,000 | 18,266,000 | 18,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,175,000 | 79,438,000 | 78,288,000 | 78,391,000 |
| Interest-bearing deposits | 74,221,000 | 69,513,000 | 67,688,000 | 67,054,000 |
| Noninterest-bearing deposits | 9,954,000 | 9,925,000 | 10,600,000 | 11,337,000 |
| Equity capital | 7,940,000 | 8,245,000 | 8,506,000 | 8,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,311,000 | 3,430,000 | 4,483,000 |
| Interest expense | 275,000 | 532,000 | 758,000 | 966,000 |
| Net interest income | 903,000 | 1,779,000 | 2,672,000 | 3,517,000 |
| Noninterest income | 245,000 | 539,000 | 778,000 | 991,000 |
| Noninterest expense | 931,000 | 1,894,000 | 2,773,000 | 3,644,000 |
| Provision for loan losses | 30,000 | 28,000 | 28,000 | 28,000 |
| Pretax income | 187,000 | 396,000 | 649,000 | 836,000 |
| Income tax | 0 | 8,000 | 19,000 | 27,000 |
| Net income | 187,000 | 388,000 | 630,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,271,000 | 7,821,000 | 7,919,000 | 8,104,000 |
| Total capital | 8,114,000 | 8,632,000 | 8,732,000 | 8,910,000 |
| Risk-weighted assets | 67,292,000 | 64,732,000 | 64,897,000 | 64,298,000 |