Call reports 2001
PATRIOTS BANK — 2001
What PATRIOTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,748,000 | 53,884,000 | 56,229,000 | 56,643,000 |
| Total loans | 33,436,000 | 34,533,000 | 36,040,000 | 37,497,000 |
| Allowance for loan losses | 438,000 | 462,000 | 460,000 | 456,000 |
| Securities available for sale | 14,425,000 | 16,117,000 | 15,059,000 | 14,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,282,000 | 48,025,000 | 50,423,000 | 50,175,000 |
| Interest-bearing deposits | 46,241,000 | 45,205,000 | 46,824,000 | 46,552,000 |
| Noninterest-bearing deposits | 3,041,000 | 2,820,000 | 3,599,000 | 3,623,000 |
| Equity capital | 4,738,000 | 4,862,000 | 4,996,000 | 5,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,133,000 | 3,154,000 | 4,152,000 |
| Interest expense | 557,000 | 1,090,000 | 1,594,000 | 2,067,000 |
| Net interest income | 517,000 | 1,043,000 | 1,560,000 | 2,085,000 |
| Noninterest income | 79,000 | 185,000 | 274,000 | 373,000 |
| Noninterest expense | 419,000 | 865,000 | 1,311,000 | 1,830,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 154,000 | 318,000 | 455,000 | 538,000 |
| Income tax | 0 | 34,000 | 41,000 | 28,000 |
| Net income | 154,000 | 284,000 | 414,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,532,000 | 4,666,000 | 4,715,000 | 4,817,000 |
| Total capital | 4,968,000 | 5,110,000 | 5,175,000 | 5,273,000 |
| Risk-weighted assets | 34,842,000 | 35,509,000 | 37,342,000 | 38,167,000 |