Call reports 2016
FIRST NATIONAL BANK IN GEORGETOWN — 2016
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,018,000 | 54,794,000 | 55,441,000 | 54,626,000 |
| Total loans | 39,409,000 | 40,548,000 | 42,175,000 | 41,816,000 |
| Allowance for loan losses | 416,000 | 425,000 | 434,000 | 434,000 |
| Securities available for sale | 5,496,000 | 6,525,000 | 6,508,000 | 5,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,863,000 | 47,102,000 | 47,685,000 | 46,842,000 |
| Interest-bearing deposits | 41,815,000 | 40,929,000 | 42,063,000 | 40,211,000 |
| Noninterest-bearing deposits | 7,048,000 | 6,173,000 | 5,622,000 | 6,631,000 |
| Equity capital | 5,962,000 | 6,036,000 | 6,099,000 | 6,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,018,000 | 1,548,000 | 2,067,000 |
| Interest expense | 52,000 | 108,000 | 164,000 | 221,000 |
| Net interest income | 451,000 | 910,000 | 1,384,000 | 1,846,000 |
| Noninterest income | 47,000 | 94,000 | 154,000 | 239,000 |
| Noninterest expense | 293,000 | 590,000 | 897,000 | 1,184,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 27,000 |
| Pretax income | 196,000 | 396,000 | 614,000 | 874,000 |
| Income tax | 75,000 | 154,000 | 240,000 | 328,000 |
| Net income | 121,000 | 242,000 | 374,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,503,000 | 4,565,000 | 4,637,000 | 4,737,000 |
| Total capital | 4,919,000 | 4,990,000 | 5,071,000 | 5,171,000 |
| Risk-weighted assets | 39,274,000 | 39,925,000 | 41,406,000 | 41,296,000 |