Call reports 2015
FIRST NATIONAL BANK IN GEORGETOWN — 2015
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,840,000 | 47,449,000 | 50,105,000 | 49,521,000 |
| Total loans | 39,002,000 | 35,451,000 | 35,990,000 | 37,176,000 |
| Allowance for loan losses | 386,000 | 395,000 | 401,000 | 407,000 |
| Securities available for sale | 5,482,000 | 3,920,000 | 4,645,000 | 4,866,000 |
| Securities held to maturity | 285,000 | 285,000 | 285,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,989,000 | 41,514,000 | 44,110,000 | 42,775,000 |
| Interest-bearing deposits | 38,272,000 | 36,726,000 | 38,943,000 | 36,779,000 |
| Noninterest-bearing deposits | 5,717,000 | 4,788,000 | 5,167,000 | 5,996,000 |
| Equity capital | 5,716,000 | 5,778,000 | 5,838,000 | 5,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 949,000 | 1,424,000 | 1,895,000 |
| Interest expense | 40,000 | 82,000 | 126,000 | 173,000 |
| Net interest income | 434,000 | 867,000 | 1,298,000 | 1,722,000 |
| Noninterest income | 61,000 | 120,000 | 196,000 | 257,000 |
| Noninterest expense | 281,000 | 563,000 | 846,000 | 1,111,000 |
| Provision for loan losses | 9,000 | 18,000 | 24,000 | 30,000 |
| Pretax income | 205,000 | 406,000 | 624,000 | 838,000 |
| Income tax | 79,000 | 157,000 | 239,000 | 311,000 |
| Net income | 126,000 | 249,000 | 385,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,317,000 | 4,380,000 | 4,439,000 | 4,500,000 |
| Total capital | 4,703,000 | 4,775,000 | 4,840,000 | 4,907,000 |
| Risk-weighted assets | 40,621,000 | 36,091,000 | 36,475,000 | 37,275,000 |