Call reports 2014
FIRST NATIONAL BANK IN GEORGETOWN — 2014
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,795,000 | 49,369,000 | 51,234,000 | 50,946,000 |
| Total loans | 35,098,000 | 37,308,000 | 38,079,000 | 39,376,000 |
| Allowance for loan losses | 345,000 | 365,000 | 372,000 | 377,000 |
| Securities available for sale | 4,927,000 | 4,874,000 | 5,783,000 | 6,123,000 |
| Securities held to maturity | 285,000 | 285,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,756,000 | 43,311,000 | 45,070,000 | 42,926,000 |
| Interest-bearing deposits | 38,259,000 | 37,120,000 | 39,050,000 | 36,880,000 |
| Noninterest-bearing deposits | 7,497,000 | 6,191,000 | 6,020,000 | 6,046,000 |
| Equity capital | 5,476,000 | 5,491,000 | 5,577,000 | 5,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 935,000 | 1,430,000 | 1,916,000 |
| Interest expense | 39,000 | 80,000 | 122,000 | 165,000 |
| Net interest income | 461,000 | 855,000 | 1,308,000 | 1,751,000 |
| Noninterest income | 37,000 | 86,000 | 142,000 | 211,000 |
| Noninterest expense | 272,000 | 548,000 | 822,000 | 1,100,000 |
| Provision for loan losses | 9,000 | 29,000 | 36,000 | 41,000 |
| Pretax income | 217,000 | 364,000 | 592,000 | 821,000 |
| Income tax | 82,000 | 153,000 | 237,000 | 322,000 |
| Net income | 135,000 | 211,000 | 355,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,189,000 | 4,203,000 | 4,284,000 | 4,366,000 |
| Total capital | 3,978,000 | 3,877,000 | 3,956,000 | 4,022,000 |
| Risk-weighted assets | 34,379,000 | 35,855,000 | 37,407,000 | 38,584,000 |