Call reports 2013
FIRST NATIONAL BANK IN GEORGETOWN — 2013
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,640,000 | 44,199,000 | 47,564,000 | 46,229,000 |
| Total loans | 29,922,000 | 31,930,000 | 34,695,000 | 36,645,000 |
| Allowance for loan losses | 325,000 | 328,000 | 331,000 | 336,000 |
| Securities available for sale | 5,212,000 | 4,611,000 | 4,629,000 | 4,926,000 |
| Securities held to maturity | 426,000 | 425,000 | 425,000 | 284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,923,000 | 38,385,000 | 41,660,000 | 39,590,000 |
| Interest-bearing deposits | 37,164,000 | 33,645,000 | 37,015,000 | 34,573,000 |
| Noninterest-bearing deposits | 5,759,000 | 4,740,000 | 4,645,000 | 5,017,000 |
| Equity capital | 5,152,000 | 5,233,000 | 5,322,000 | 5,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 929,000 | 1,400,000 | 1,870,000 |
| Interest expense | 44,000 | 84,000 | 122,000 | 163,000 |
| Net interest income | 420,000 | 845,000 | 1,278,000 | 1,707,000 |
| Noninterest income | 88,000 | 149,000 | 226,000 | 296,000 |
| Noninterest expense | 260,000 | 520,000 | 788,000 | 1,064,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 14,000 |
| Pretax income | 245,000 | 468,000 | 707,000 | 925,000 |
| Income tax | 87,000 | 166,000 | 254,000 | 327,000 |
| Net income | 158,000 | 302,000 | 453,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,864,000 | 3,946,000 | 4,034,000 | 4,117,000 |
| Total capital | 3,683,000 | 3,766,000 | 3,827,000 | 3,900,000 |
| Risk-weighted assets | 28,475,000 | 30,491,000 | 33,566,000 | 35,517,000 |