Call reports 2012
FIRST NATIONAL BANK IN GEORGETOWN — 2012
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,906,000 | 44,201,000 | 45,823,000 | 49,279,000 |
| Total loans | 29,442,000 | 31,854,000 | 30,974,000 | 34,054,000 |
| Allowance for loan losses | 294,000 | 306,000 | 318,000 | 322,000 |
| Securities available for sale | 4,769,000 | 4,960,000 | 4,961,000 | 5,208,000 |
| Securities held to maturity | 661,000 | 659,000 | 658,000 | 426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,057,000 | 39,220,000 | 40,763,000 | 43,668,000 |
| Interest-bearing deposits | 34,497,000 | 34,255,000 | 36,717,000 | 35,499,000 |
| Noninterest-bearing deposits | 5,560,000 | 4,965,000 | 4,046,000 | 8,169,000 |
| Equity capital | 4,699,000 | 4,799,000 | 4,915,000 | 5,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 1,012,000 | 1,534,000 | 1,948,000 |
| Interest expense | 53,000 | 102,000 | 152,000 | 200,000 |
| Net interest income | 428,000 | 910,000 | 1,382,000 | 1,748,000 |
| Noninterest income | 42,000 | 83,000 | 125,000 | 297,000 |
| Noninterest expense | 240,000 | 497,000 | 759,000 | 1,013,000 |
| Provision for loan losses | 12,000 | 21,000 | 33,000 | 37,000 |
| Pretax income | 218,000 | 475,000 | 715,000 | 995,000 |
| Income tax | 89,000 | 196,000 | 270,000 | 372,000 |
| Net income | 129,000 | 279,000 | 445,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,413,000 | 3,513,000 | 3,628,000 | 3,756,000 |
| Total capital | 3,228,000 | 3,337,000 | 3,457,000 | 3,580,000 |
| Risk-weighted assets | 27,933,000 | 29,776,000 | 29,527,000 | 31,792,000 |