Call reports 2011
FIRST NATIONAL BANK IN GEORGETOWN — 2011
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,753,000 | 41,592,000 | 42,067,000 | 42,690,000 |
| Total loans | 26,900,000 | 30,247,000 | 29,809,000 | 31,303,000 |
| Allowance for loan losses | 241,000 | 255,000 | 268,000 | 282,000 |
| Securities available for sale | 5,624,000 | 5,619,000 | 5,267,000 | 5,034,000 |
| Securities held to maturity | 932,000 | 929,000 | 926,000 | 663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,261,000 | 36,982,000 | 37,372,000 | 37,932,000 |
| Interest-bearing deposits | 33,403,000 | 32,232,000 | 33,105,000 | 32,965,000 |
| Noninterest-bearing deposits | 4,858,000 | 4,750,000 | 4,267,000 | 4,967,000 |
| Equity capital | 4,361,000 | 4,447,000 | 4,530,000 | 4,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 939,000 | 1,447,000 | 1,957,000 |
| Interest expense | 77,000 | 146,000 | 210,000 | 270,000 |
| Net interest income | 368,000 | 793,000 | 1,237,000 | 1,687,000 |
| Noninterest income | 33,000 | 73,000 | 113,000 | 159,000 |
| Noninterest expense | 243,000 | 487,000 | 729,000 | 972,000 |
| Provision for loan losses | 13,000 | 27,000 | 40,000 | 54,000 |
| Pretax income | 145,000 | 352,000 | 581,000 | 820,000 |
| Income tax | 59,000 | 146,000 | 242,000 | 340,000 |
| Net income | 86,000 | 206,000 | 339,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,074,000 | 3,159,000 | 3,243,000 | 3,334,000 |
| Total capital | 2,886,000 | 2,981,000 | 3,073,000 | 3,169,000 |
| Risk-weighted assets | 27,393,000 | 29,410,000 | 29,105,000 | 30,059,000 |