Call reports 2010
FIRST NATIONAL BANK IN GEORGETOWN — 2010
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,198,000 | 36,807,000 | 39,396,000 | 39,681,000 |
| Total loans | 23,490,000 | 24,230,000 | 25,659,000 | 26,778,000 |
| Allowance for loan losses | 210,000 | 216,000 | 222,000 | 228,000 |
| Securities available for sale | 5,281,000 | 5,300,000 | 5,655,000 | 5,640,000 |
| Securities held to maturity | 1,118,000 | 1,114,000 | 1,110,000 | 936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,950,000 | 32,472,000 | 34,995,000 | 35,230,000 |
| Interest-bearing deposits | 29,864,000 | 28,577,000 | 31,151,000 | 30,814,000 |
| Noninterest-bearing deposits | 4,086,000 | 3,895,000 | 3,844,000 | 4,416,000 |
| Equity capital | 4,130,000 | 4,197,000 | 4,266,000 | 4,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 856,000 | 1,334,000 | 1,812,000 |
| Interest expense | 98,000 | 192,000 | 282,000 | 371,000 |
| Net interest income | 310,000 | 664,000 | 1,052,000 | 1,441,000 |
| Noninterest income | 37,000 | 70,000 | 106,000 | 142,000 |
| Noninterest expense | 221,000 | 434,000 | 659,000 | 900,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 120,000 | 288,000 | 481,000 | 659,000 |
| Income tax | 45,000 | 112,000 | 186,000 | 255,000 |
| Net income | 75,000 | 176,000 | 295,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,845,000 | 2,910,000 | 2,980,000 | 3,039,000 |
| Total capital | 2,661,000 | 2,729,000 | 2,798,000 | 2,857,000 |
| Risk-weighted assets | 24,087,000 | 24,173,000 | 25,524,000 | 27,780,000 |