Call reports 2009
FIRST NATIONAL BANK IN GEORGETOWN — 2009
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,324,000 | 33,670,000 | 36,756,000 | 37,300,000 |
| Total loans | 21,835,000 | 22,002,000 | 22,460,000 | 22,771,000 |
| Allowance for loan losses | 157,000 | 160,000 | 171,000 | 204,000 |
| Securities available for sale | 5,572,000 | 5,294,000 | 5,531,000 | 5,285,000 |
| Securities held to maturity | 111,000 | 111,000 | 111,000 | 81,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,157,000 | 29,456,000 | 32,608,000 | 33,103,000 |
| Interest-bearing deposits | 26,228,000 | 25,395,000 | 27,862,000 | 28,598,000 |
| Noninterest-bearing deposits | 3,929,000 | 4,061,000 | 4,746,000 | 4,505,000 |
| Equity capital | 3,983,000 | 4,034,000 | 4,043,000 | 4,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 842,000 | 1,264,000 | 1,689,000 |
| Interest expense | 118,000 | 228,000 | 338,000 | 449,000 |
| Net interest income | 293,000 | 614,000 | 926,000 | 1,240,000 |
| Noninterest income | 34,000 | 71,000 | 116,000 | 156,000 |
| Noninterest expense | 211,000 | 441,000 | 659,000 | 882,000 |
| Provision for loan losses | 61,000 | 64,000 | 159,000 | 192,000 |
| Pretax income | 55,000 | 180,000 | 224,000 | 322,000 |
| Income tax | 17,000 | 63,000 | 78,000 | 124,000 |
| Net income | 38,000 | 117,000 | 146,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,684,000 | 2,744,000 | 2,753,000 | 2,794,000 |
| Total capital | 2,470,000 | 2,531,000 | 2,544,000 | 2,611,000 |
| Risk-weighted assets | 24,120,000 | 23,885,000 | 23,411,000 | 24,992,000 |