Call reports 2008
FIRST NATIONAL BANK IN GEORGETOWN — 2008
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,168,000 | 31,219,000 | 33,176,000 | 34,557,000 |
| Total loans | 18,971,000 | 19,564,000 | 21,358,000 | 21,032,000 |
| Allowance for loan losses | 159,000 | 159,000 | 159,000 | 161,000 |
| Securities available for sale | 5,574,000 | 5,045,000 | 6,623,000 | 5,603,000 |
| Securities held to maturity | 182,000 | 181,000 | 181,000 | 111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,146,000 | 27,147,000 | 29,079,000 | 30,418,000 |
| Interest-bearing deposits | 22,908,000 | 23,248,000 | 25,190,000 | 26,024,000 |
| Noninterest-bearing deposits | 4,238,000 | 3,899,000 | 3,889,000 | 4,394,000 |
| Equity capital | 3,863,000 | 3,898,000 | 3,948,000 | 4,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 826,000 | 1,226,000 | 1,647,000 |
| Interest expense | 147,000 | 283,000 | 426,000 | 569,000 |
| Net interest income | 267,000 | 543,000 | 800,000 | 1,078,000 |
| Noninterest income | 51,000 | 94,000 | 133,000 | 169,000 |
| Noninterest expense | 204,000 | 402,000 | 600,000 | 821,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 5,000 |
| Pretax income | 111,000 | 232,000 | 330,000 | 421,000 |
| Income tax | 35,000 | 80,000 | 116,000 | 147,000 |
| Net income | 76,000 | 152,000 | 214,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,563,000 | 2,615,000 | 2,651,000 | 2,686,000 |
| Total capital | 2,352,000 | 2,400,000 | 2,436,000 | 2,477,000 |
| Risk-weighted assets | 18,922,000 | 19,459,000 | 22,056,000 | 22,933,000 |