Call reports 2007
FIRST NATIONAL BANK IN GEORGETOWN — 2007
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,912,000 | 27,760,000 | 26,750,000 | 27,170,000 |
| Total loans | 15,554,000 | 16,933,000 | 17,295,000 | 17,979,000 |
| Allowance for loan losses | 139,000 | 146,000 | 149,000 | 156,000 |
| Securities available for sale | 5,453,000 | 5,470,000 | 4,010,000 | 3,520,000 |
| Securities held to maturity | 292,000 | 247,000 | 247,000 | 182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,104,000 | 23,901,000 | 22,846,000 | 23,216,000 |
| Interest-bearing deposits | 20,071,000 | 19,692,000 | 19,541,000 | 19,809,000 |
| Noninterest-bearing deposits | 4,033,000 | 4,209,000 | 3,305,000 | 3,407,000 |
| Equity capital | 3,647,000 | 3,698,000 | 3,747,000 | 3,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 867,000 | 1,308,000 | 1,742,000 |
| Interest expense | 149,000 | 293,000 | 438,000 | 586,000 |
| Net interest income | 284,000 | 574,000 | 870,000 | 1,156,000 |
| Noninterest income | 41,000 | 85,000 | 133,000 | 204,000 |
| Noninterest expense | 218,000 | 435,000 | 651,000 | 874,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 99,000 | 209,000 | 329,000 | 456,000 |
| Income tax | 27,000 | 62,000 | 104,000 | 146,000 |
| Net income | 72,000 | 147,000 | 225,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,360,000 | 2,410,000 | 2,453,000 | 2,513,000 |
| Total capital | 2,178,000 | 2,230,000 | 2,268,000 | 2,307,000 |
| Risk-weighted assets | 14,665,000 | 15,822,000 | 16,297,000 | 17,850,000 |