Call reports 2006
FIRST NATIONAL BANK IN GEORGETOWN — 2006
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,800,000 | 25,924,000 | 25,916,000 | 26,911,000 |
| Total loans | 12,873,000 | 13,214,000 | 14,283,000 | 15,209,000 |
| Allowance for loan losses | 178,000 | 146,000 | 146,000 | 131,000 |
| Securities available for sale | 6,197,000 | 7,166,000 | 6,452,000 | 5,960,000 |
| Securities held to maturity | 368,000 | 350,000 | 348,000 | 293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,230,000 | 22,250,000 | 22,218,000 | 23,190,000 |
| Interest-bearing deposits | 18,844,000 | 18,640,000 | 19,352,000 | 19,828,000 |
| Noninterest-bearing deposits | 3,386,000 | 3,610,000 | 2,866,000 | 3,362,000 |
| Equity capital | 3,463,000 | 3,531,000 | 3,554,000 | 3,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 697,000 | 1,089,000 | 1,497,000 |
| Interest expense | 85,000 | 188,000 | 309,000 | 456,000 |
| Net interest income | 245,000 | 509,000 | 780,000 | 1,041,000 |
| Noninterest income | 34,000 | 74,000 | 117,000 | 174,000 |
| Noninterest expense | 190,000 | 389,000 | 606,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 89,000 | 194,000 | 291,000 | 364,000 |
| Income tax | 28,000 | 61,000 | 92,000 | 97,000 |
| Net income | 61,000 | 133,000 | 199,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,182,000 | 2,253,000 | 2,270,000 | 2,313,000 |
| Total capital | 2,040,000 | 2,104,000 | 2,121,000 | 2,130,000 |
| Risk-weighted assets | 12,115,000 | 11,767,000 | 12,841,000 | 14,411,000 |