Call reports 2004
FIRST NATIONAL BANK IN GEORGETOWN — 2004
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,764,000 | 24,415,000 | 25,597,000 | 26,075,000 |
| Total loans | 13,514,000 | 14,154,000 | 15,225,000 | 14,961,000 |
| Allowance for loan losses | 138,000 | 145,000 | 147,000 | 149,000 |
| Securities available for sale | 5,523,000 | 5,704,000 | 4,972,000 | 5,206,000 |
| Securities held to maturity | 351,000 | 341,000 | 525,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,458,000 | 21,117,000 | 22,319,000 | 22,775,000 |
| Interest-bearing deposits | 18,395,000 | 18,075,000 | 19,629,000 | 18,810,000 |
| Noninterest-bearing deposits | 4,063,000 | 3,042,000 | 2,690,000 | 3,965,000 |
| Equity capital | 3,128,000 | 3,120,000 | 3,177,000 | 3,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 462,000 | 723,000 | 997,000 |
| Interest expense | 59,000 | 109,000 | 166,000 | 227,000 |
| Net interest income | 158,000 | 353,000 | 557,000 | 770,000 |
| Noninterest income | 32,000 | 66,000 | 123,000 | 183,000 |
| Noninterest expense | 170,000 | 349,000 | 550,000 | 743,000 |
| Provision for loan losses | 8,000 | 15,000 | 18,000 | 47,000 |
| Pretax income | 12,000 | 55,000 | 110,000 | 161,000 |
| Income tax | 3,000 | 17,000 | 30,000 | 42,000 |
| Net income | 9,000 | 38,000 | 80,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,839,000 | 1,869,000 | 1,911,000 | 1,949,000 |
| Total capital | 1,977,000 | 2,014,000 | 1,777,000 | 1,813,000 |
| Risk-weighted assets | 13,065,000 | 13,079,000 | 12,081,000 | 13,495,000 |