Call reports 2002
FIRST NATIONAL BANK IN GEORGETOWN — 2002
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,802,000 | 25,935,000 | 25,222,000 | 24,437,000 |
| Total loans | 14,707,000 | 13,486,000 | 13,736,000 | 12,504,000 |
| Allowance for loan losses | 222,000 | 252,000 | 220,000 | 184,000 |
| Securities available for sale | 6,569,000 | 7,084,000 | 6,078,000 | 5,575,000 |
| Securities held to maturity | 386,000 | 361,000 | 361,000 | 361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,149,000 | 22,256,000 | 21,562,000 | 21,083,000 |
| Interest-bearing deposits | 20,165,000 | 19,500,000 | 18,861,000 | 18,222,000 |
| Noninterest-bearing deposits | 2,984,000 | 2,756,000 | 2,701,000 | 2,861,000 |
| Equity capital | 3,450,000 | 3,473,000 | 3,489,000 | 3,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 657,000 | 942,000 | 1,206,000 |
| Interest expense | 139,000 | 256,000 | 368,000 | 471,000 |
| Net interest income | 207,000 | 401,000 | 574,000 | 735,000 |
| Noninterest income | 38,000 | 72,000 | 110,000 | 148,000 |
| Noninterest expense | 167,000 | 352,000 | 530,000 | 846,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 289,000 |
| Pretax income | 48,000 | 61,000 | 74,000 | -252,000 |
| Income tax | 23,000 | 22,000 | 23,000 | 0 |
| Net income | 25,000 | 39,000 | 51,000 | -252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,158,000 | 2,173,000 | 2,184,000 | 1,882,000 |
| Total capital | 2,327,000 | 2,335,000 | 2,345,000 | 2,039,000 |
| Risk-weighted assets | 13,870,000 | 12,879,000 | 12,824,000 | 12,543,000 |