Call reports 2001
FIRST NATIONAL BANK IN GEORGETOWN — 2001
What FIRST NATIONAL BANK IN GEORGETOWN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,005,000 | 27,387,000 | 27,090,000 | 26,886,000 |
| Total loans | 17,952,000 | 17,035,000 | 16,036,000 | 15,794,000 |
| Allowance for loan losses | 165,000 | 180,000 | 195,000 | 192,000 |
| Securities available for sale | 5,858,000 | 5,382,000 | 6,623,000 | 6,082,000 |
| Securities held to maturity | 365,000 | 487,000 | 487,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,276,000 | 23,784,000 | 23,370,000 | 23,207,000 |
| Interest-bearing deposits | 21,235,000 | 21,229,000 | 20,710,000 | 20,585,000 |
| Noninterest-bearing deposits | 3,041,000 | 2,555,000 | 2,660,000 | 2,622,000 |
| Equity capital | 3,423,000 | 3,347,000 | 3,443,000 | 3,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,022,000 | 1,466,000 | 1,837,000 |
| Interest expense | 222,000 | 434,000 | 625,000 | 796,000 |
| Net interest income | 310,000 | 588,000 | 841,000 | 1,041,000 |
| Noninterest income | 26,000 | 61,000 | 96,000 | 129,000 |
| Noninterest expense | 189,000 | 386,000 | 559,000 | 733,000 |
| Provision for loan losses | 15,000 | 130,000 | 145,000 | 207,000 |
| Pretax income | 132,000 | 134,000 | 279,000 | 278,000 |
| Income tax | 51,000 | 62,000 | 118,000 | 119,000 |
| Net income | 81,000 | 72,000 | 161,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,070,000 | 2,016,000 | 2,121,000 | 2,134,000 |
| Total capital | 2,235,000 | 2,196,000 | 2,306,000 | 2,317,000 |
| Risk-weighted assets | 18,974,000 | 16,410,000 | 14,785,000 | 14,662,000 |