Call reports 2020
CAMPUS STATE BANK — 2020
What CAMPUS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,264,000 | 20,865,000 | 21,439,000 | 22,200,000 |
| Total loans | 12,872,000 | 13,206,000 | 14,424,000 | 14,218,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,013,000 | 1,011,000 | 1,576,000 | 1,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,788,000 | 18,351,000 | 18,896,000 | 19,702,000 |
| Interest-bearing deposits | 14,303,000 | 14,481,000 | 14,844,000 | 15,493,000 |
| Noninterest-bearing deposits | 3,485,000 | 3,870,000 | 4,052,000 | 4,209,000 |
| Equity capital | 2,441,000 | 2,478,000 | 2,507,000 | 2,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 405,000 | 594,000 | 786,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 72,000 |
| Net interest income | 193,000 | 368,000 | 539,000 | 714,000 |
| Noninterest income | 25,000 | 41,000 | 66,000 | 85,000 |
| Noninterest expense | 143,000 | 296,000 | 458,000 | 692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 113,000 | 147,000 | 107,000 |
| Income tax | 6,000 | 6,000 | 12,000 | 18,000 |
| Net income | 69,000 | 107,000 | 135,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,440,000 | 2,478,000 | 2,507,000 | 2,460,000 |