Call reports 2016
CAMPUS STATE BANK — 2016
What CAMPUS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,576,000 | 22,939,000 | 22,657,000 | 21,802,000 |
| Total loans | 14,243,000 | 14,247,000 | 14,403,000 | 14,099,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,517,000 | 4,013,000 | 3,508,000 | 4,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,384,000 | 20,710,000 | 20,393,000 | 19,561,000 |
| Interest-bearing deposits | 18,268,000 | 17,577,000 | 17,515,000 | 16,568,000 |
| Noninterest-bearing deposits | 3,116,000 | 3,133,000 | 2,878,000 | 2,994,000 |
| Equity capital | 2,185,000 | 2,217,000 | 2,253,000 | 2,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 365,000 | 558,000 | 748,000 |
| Interest expense | 18,000 | 36,000 | 52,000 | 66,000 |
| Net interest income | 169,000 | 329,000 | 506,000 | 682,000 |
| Noninterest income | 37,000 | 71,000 | 113,000 | 141,000 |
| Noninterest expense | 160,000 | 317,000 | 494,000 | 707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 83,000 | 125,000 | 116,000 |
| Income tax | 0 | 5,000 | 12,000 | 28,000 |
| Net income | 46,000 | 78,000 | 113,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,186,000 | 2,218,000 | 2,254,000 | 2,227,000 |
| Total capital | 2,316,000 | 2,348,000 | 2,384,000 | 2,357,000 |
| Risk-weighted assets | 13,707,000 | 13,618,000 | 13,712,000 | 13,317,000 |