Call reports 2015
CAMPUS STATE BANK — 2015
What CAMPUS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,068,000 | 25,178,000 | 22,940,000 | 22,758,000 |
| Total loans | 13,194,000 | 13,542,000 | 13,197,000 | 13,703,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,533,000 | 6,528,000 | 5,530,000 | 5,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,937,000 | 23,041,000 | 20,755,000 | 20,582,000 |
| Interest-bearing deposits | 21,271,000 | 20,422,000 | 18,464,000 | 18,155,000 |
| Noninterest-bearing deposits | 2,666,000 | 2,619,000 | 2,291,000 | 2,427,000 |
| Equity capital | 2,115,000 | 2,123,000 | 2,167,000 | 2,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 355,000 | 532,000 | 712,000 |
| Interest expense | 22,000 | 44,000 | 64,000 | 84,000 |
| Net interest income | 156,000 | 311,000 | 468,000 | 628,000 |
| Noninterest income | 30,000 | 64,000 | 102,000 | 138,000 |
| Noninterest expense | 153,000 | 324,000 | 470,000 | 651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 51,000 | 100,000 | 115,000 |
| Income tax | 0 | 10,000 | 15,000 | 28,000 |
| Net income | 33,000 | 41,000 | 85,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,115,000 | 2,123,000 | 2,167,000 | 2,170,000 |
| Total capital | 2,245,000 | 2,253,000 | 2,297,000 | 2,300,000 |
| Risk-weighted assets | 13,189,000 | 13,195,000 | 12,544,000 | 13,082,000 |