Call reports 2014
CAMPUS STATE BANK — 2014
What CAMPUS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 25,185,000 | 24,453,000 | 24,454,000 | 23,929,000 |
| Total loans | 12,472,000 | 12,929,000 | 13,227,000 | 13,749,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,554,000 | 8,041,000 | 7,041,000 | 7,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,109,000 | 22,328,000 | 22,295,000 | 21,802,000 |
| Interest-bearing deposits | 20,274,000 | 19,679,000 | 19,743,000 | 19,269,000 |
| Noninterest-bearing deposits | 2,835,000 | 2,649,000 | 2,552,000 | 2,533,000 |
| Equity capital | 2,059,000 | 2,109,000 | 2,143,000 | 2,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 366,000 | 544,000 | 727,000 |
| Interest expense | 24,000 | 48,000 | 72,000 | 96,000 |
| Net interest income | 150,000 | 318,000 | 472,000 | 631,000 |
| Noninterest income | 35,000 | 74,000 | 113,000 | 151,000 |
| Noninterest expense | 151,000 | 302,000 | 452,000 | 668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 90,000 | 133,000 | 114,000 |
| Income tax | 0 | 5,000 | 15,000 | 27,000 |
| Net income | 34,000 | 85,000 | 118,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,059,000 | 2,109,000 | 2,143,000 | 2,112,000 |
| Total capital | 2,189,000 | 2,239,000 | 2,273,000 | 2,242,000 |
| Risk-weighted assets | 12,567,000 | 12,813,000 | 13,006,000 | 13,501,000 |