Call reports 2013
CAMPUS STATE BANK — 2013
What CAMPUS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,573,000 | 23,551,000 | 23,270,000 | 22,898,000 |
| Total loans | 12,320,000 | 12,719,000 | 13,527,000 | 13,725,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,057,000 | 5,047,000 | 5,044,000 | 5,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,557,000 | 21,486,000 | 21,179,000 | 20,827,000 |
| Interest-bearing deposits | 17,542,000 | 18,480,000 | 18,841,000 | 18,694,000 |
| Noninterest-bearing deposits | 3,015,000 | 3,006,000 | 2,339,000 | 2,133,000 |
| Equity capital | 1,994,000 | 2,047,000 | 2,077,000 | 2,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 368,000 | 554,000 | 743,000 |
| Interest expense | 24,000 | 48,000 | 73,000 | 97,000 |
| Net interest income | 160,000 | 320,000 | 481,000 | 646,000 |
| Noninterest income | 25,000 | 58,000 | 96,000 | 132,000 |
| Noninterest expense | 156,000 | 277,000 | 434,000 | 635,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 21,000 | 83,000 | 113,000 | 105,000 |
| Income tax | 0 | 10,000 | 10,000 | 23,000 |
| Net income | 21,000 | 73,000 | 103,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,994,000 | 2,047,000 | 2,077,000 | 2,055,000 |
| Total capital | 2,124,000 | 2,177,000 | 2,207,000 | 2,185,000 |
| Risk-weighted assets | 11,809,000 | 12,284,000 | 12,934,000 | 12,991,000 |