Call reports 2012
CAMPUS STATE BANK — 2012
What CAMPUS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,085,000 | 19,953,000 | 20,259,000 | 20,012,000 |
| Total loans | 13,575,000 | 13,429,000 | 13,565,000 | 13,253,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 681,000 | 0 | 0 |
| Securities held to maturity | 2,556,000 | 2,548,000 | 2,540,000 | 2,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,065,000 | 17,920,000 | 18,192,000 | 17,992,000 |
| Interest-bearing deposits | 16,405,000 | 15,806,000 | 16,019,000 | 15,415,000 |
| Noninterest-bearing deposits | 2,661,000 | 2,114,000 | 2,173,000 | 2,577,000 |
| Equity capital | 2,003,000 | 2,016,000 | 2,049,000 | 2,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 432,000 | 637,000 | 836,000 |
| Interest expense | 30,000 | 55,000 | 80,000 | 105,000 |
| Net interest income | 224,000 | 377,000 | 557,000 | 731,000 |
| Noninterest income | 29,000 | 61,000 | 90,000 | 120,000 |
| Noninterest expense | 153,000 | 317,000 | 476,000 | 707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 105,000 | 149,000 | 115,000 |
| Income tax | 0 | 5,000 | 15,000 | 27,000 |
| Net income | 87,000 | 100,000 | 134,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,003,000 | 2,016,000 | 2,049,000 | 2,003,000 |
| Total capital | 2,133,000 | 2,146,000 | 2,179,000 | 2,133,000 |
| Risk-weighted assets | 12,437,000 | 12,125,000 | 12,441,000 | 12,084,000 |