Call reports 2011
CAMPUS STATE BANK — 2011
What CAMPUS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 18,943,000 | 18,730,000 | 19,007,000 | 19,096,000 |
| Total loans | 12,459,000 | 12,433,000 | 12,849,000 | 12,884,000 |
| Allowance for loan losses | 130,000 | 130,000 | 130,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,586,000 | 3,605,000 | 3,588,000 | 3,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,021,000 | 16,746,000 | 16,986,000 | 17,138,000 |
| Interest-bearing deposits | 15,287,000 | 15,104,000 | 15,285,000 | 15,019,000 |
| Noninterest-bearing deposits | 1,734,000 | 1,642,000 | 1,701,000 | 2,119,000 |
| Equity capital | 1,893,000 | 1,956,000 | 1,997,000 | 1,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 454,000 | 667,000 | 867,000 |
| Interest expense | 37,000 | 71,000 | 104,000 | 135,000 |
| Net interest income | 185,000 | 383,000 | 563,000 | 732,000 |
| Noninterest income | 25,000 | 55,000 | 90,000 | 121,000 |
| Noninterest expense | 157,000 | 305,000 | 456,000 | 676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 102,000 | 148,000 | 112,000 |
| Income tax | 5,000 | 5,000 | 10,000 | 26,000 |
| Net income | 34,000 | 97,000 | 138,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,893,000 | 1,956,000 | 1,997,000 | 1,945,000 |
| Total capital | 2,023,000 | 2,086,000 | 2,127,000 | 2,075,000 |
| Risk-weighted assets | 10,802,000 | 10,874,000 | 11,300,000 | 11,476,000 |